Private Lender for Real Estate Investors
Fast, no‑nonsense funding for fix & flip, DSCR, bridge, and construction projects. CLS delivers quick closings, easy qualifying, and no money down options for qualified investors. No income docs. No tax returns. No bank delays.
Expert Private Lending for Your Real Estate Needs
At Chaja Lending Services, we fund deals from $50,000 up to $100,000,000 with fast, reliable closings averaging 10–14 days. We work with all credit profiles — there is no minimum credit score required — and we even offer 100% financing on select loan programs. If you’ve got a deal and need a lender who moves quickly, we’re ready.
25+
Years of Lending Experience
500+
Loans Closed Annually
95%
Customer Satisfaction Rate

Why Investors Choose CLS
- Fast approvals and closings
- Easy qualifying (property‑based underwriting)
- No money down options available
- Nationwide lending
- Investor‑friendly terms
- Direct private lender — no middlemen
Who We Serve
- Real estate investors
- Fix & flip operators
- Builders & developers
- Wholesalers
- Agents
- Small business owners


Get Funding For Your Next Deal
Whether you're flipping, building, or scaling your rental portfolio, CLS gives you the speed and flexibility you need to move fast and stay competitive.
